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The Simple Will: No Frills, No Fuss, No Anxiety
Republished with Permission © 2011 Nolo. A basic will may be all you need. You’ve heard that if you do nothing else to take care of your legal affairs, you should write a will, and it’s pretty good advice. If [...]
Debt Collectors – Civility on Both Sides is Best for All Parties Involved
Recently there was an article in The New York Times about debt collectors and their desire to be paid a little respect (June 12, 2011 issue). This brings up an interesting subject, not just in debt collection but also generally [...]
Organization – The Key to Successful Bankruptcy
Bankruptcy, what are the logistics of filing bankruptcy? Bankruptcy is a fairly straight forward process for many people. There are exceptions, as with any situation, but generally, the process involves accounting for assets (what you own), income (what you make) [...]
A Chapter 7 Bankruptcy Overview
Republished with Permission © 2011 Nolo. How Chapter 7 bankruptcy works. Chapter 7 bankruptcy is sometimes called “liquidation” bankruptcy — it cancels your debts, but you might have to let the bankruptcy court liquidate (sell) some of your property for [...]
The New Bankruptcy Law: Changes to Chapter 7 and 13
Republished with Permission © 2011 Nolo. Chapter 7 bankruptcy may be harder to file under the new law. The latest changes to bankruptcy law may be making it harder for some people to file bankruptcy. And a few filers with [...]
An Overview of Chapter 13 Bankruptcy
Republished with Permission © 2011 Nolo. The basic steps involved in a typical Chapter 13 bankruptcy case. Chapter 13 bankruptcy, sometimes called reorganization bankruptcy, is quite different from Chapter 7 bankruptcy. In a Chapter 7 bankruptcy, most of your debts [...]
Defenses to Foreclosure
Republished with Permission © 2011 Nolo. by Attorney Stephen R. Elias Challenge a foreclosure by bringing a defense such as unconscionability or lender mistake. Until recently, successful defenses against foreclosure were relatively rare. But that is changing rapidly — [...]
What Bankruptcy Can and Cannot Do
Republished with Permission © 2011 Nolo. Bankruptcy is a powerful tool for debtors, but some kinds of debts can’t be wiped out in bankruptcy. Bankruptcy is good at wiping out credit card debt, but you may have trouble eliminating some [...]
How to Clean Up Your Credit Report
Republished with Permission © 2011 Nolo. Clean up your credit report so you can get the loans you need. To clean up your credit report, you’ll need to order copies of your report from the three major credit bureaus, review [...]
How to Avoid Foreclosure
Republished with Permission © 2011 Nolo. by Ilona Bray Steps to avoid foreclosure — or at least minimize its impact. Millions of Americans are losing, or close to losing, their homes. Foreclosures in the U.S. are hitting record numbers. If [...]
