Filing Bankruptcy in NC
During these painful economic times, many people who never imagined they would contemplate bankruptcy are now being hounded by debt collectors. If you are feeling overwhelmed by debt, do not be beguiled by ads from companies who promise to repair your credit. Instead, consult a reputable Attorney and discuss all your options with him. He will help you decide whether to file for bankruptcy or choose some other method of debt relief. Here is a brief summary of bankruptcy options.
When and How You Should Start the Process of Filing Bankruptcy in NC
If you have heavy credit card debt that you are having trouble keeping up with the payment, bankruptcy is an option. In addition, many people file to get rid of medical bills when the doctors or hospitals are unwilling to accept payments you can afford or when the amounts are overwhelming. The idea is to give yourself a fresh start so that you can get your life back on track and look to the future instead of the past.
Starting the Bankruptcy Procedure
Recent changes in bankruptcy law have made it almost impossible for the average person to file for bankruptcy without the help of an Attorney. Even if you believe you can handle the complicated paperwork by yourself, you will benefit greatly from the Attorney’s knowledge about the best choices for you. He can also advise you on how to save your home, in both Chapter 7 and Chapter 13 of the bankruptcy code.
It is wise to choose an Attorney who is a member of the National Association of Consumer Bankruptcy Attorneys. This professional association enables members to exchange ideas and to keep up to date with the ever-changing bankruptcy law. If you live near Cary NC, the Law Office of Dennis Jay Sargent Jr is an excellent choice.
The Attorney will take care of all the paperwork, but it is up to you to produce the documents that he will need. The better you cooperate with him, the smoother your path will be. Your other responsibility will be to complete credit counseling from an approved agency before you file. Your Attorney will help coordinate this with you so you do not have to worry about it.
Stop the hurt, embarrassment and shame, contact The Law Office of Dennis Jay Sargent Jr, PLLC to see how we can help you in your time of need. We are conveniently located just outside of Raleigh in Cary, North Carolina.